Get one dollar to do the work of two, three or more
How to get your money to work for you
Stop Chasing Return's
Chasing return’s is a loser’s game. Banks don’t invest billions of dollars trying to outsmart the market. They want returns that are safe and strong that they can count on. Strong growth matched with compounding is what they’re primarily investing in. All of the largest bank’s invest heavily in one accretive asset. Accretive means always growing. Why try to outguess what the market is going to do when you could invest and easily make money on the spread? This is how arbitrage enables you to grow your wealth and diminish your risk.
Correctly Leverage and Compound
Leverage and compounding are great ways to help build your wealth. Leverage amplifies both good returns and losses. Using a safe asset will eliminate the possibility of losses. Real Estate can be a pretty safe asset but understand, not all Real Estate is safe. The best way to use leverage is to use an asset that’s even safer than Real Estate. There is only one investment that does this. It’s called High Cash Value Whole Life insurance and comes from a Mutual Insurance Company.
Compounding is extremely beneficial and powerful tool for growing your wealth. The Compound Average Growth Rate for the S&P 500 from 2000 through 2023 is about 7% in real returns. In the last 24 years the market actually had double digit returns in 14 of those years. There were 6 years of losses and 4 years of single digit returns. It was the 6 years of losses that killed compounding since 2000.
Fee's, Taxes and Checkbook Access
Fee's
Fee’s have a huge negative effect on your money. Most investor’s aren’t aware of how much they’ll impact their ability to grow wealth. The small fee’s you’ve heard advertised will take massive amounts of money and opportunity from your investments. If you invested $100,000 into an account, and you were to get 7% returns for 50 years, that investment would generate $2.945 million. How much of that investment would be yours? A small 2% fee would send $1.7 million or about 60% of the total investment to the advisor! That’s leaves less than 40% for you!
Taxes
Taxes have another huge negative impact on money. When you defer them, you’re essentially kicking the tax can down the road. When it comes time for you to retire, your partner Uncle Sam, will plan on collecting their money. You’ll be taxed on the amount you put in plus the amount the investment grew. Based on all the government spending you’ve seen in the last 20 years, especially the last 5 years, do you think taxes are going to go down, stay the same, or go up? I’m yet to find anyone that can give me an intelligent answer to the idea of taxes going down.
There is an investment that can be done that will be heavily tax advantaged, to the point of even being tax free in some cases. It won’t come with fees that are taken out of your investment, but rather it keeps all your money compounding and growing. If set up correctly you’ll have access to the money, as needed and with checkbook access. The best part of this investment is the strong growth that goes along with the low risk.
$1 doing The Work of $2, $3 or more.
Make your money work smarter and harder. We specialize in helping people accomplish this. Suppose there was a great opportunity to invest $100,000 that could make 10% return on it. However, there is a pesky little thing called taxes that will pull a big chunk out. If its getting taxed at say 25% based on household income, then its really drawing $7500.
Take that same situation but let us accelerate it for you. We would help to invest $100,000 first into the right, tax advantaged asset. Then we leverage against that asset for you. Then you can invest into the opportunity that would get your 10% returns. If done safely and properly, it would make money on the spread. So by blending these two accounts your investment would be making money on both. You’re now making around $9500 on the same investment. That’s about a 20% increase in the actual dollars returned on the exact same investment. All while our original investment is still growing for you. One dollar is doing the work of what would normally take two dollars to do.